When I was younger, it is a wise investment to have an educational plan for each child. Luckily, it was only our youngest who availed of this. During his college years, it helped him a lot since he gets to receive tuition fee for each semester. In addition, he was also given a graduation gift (which is equivalent to another semester's tuition fee).

As early as now, we are thinking if it is still wise to invest for baby Gwenks' education plan. If the issues on Philamlife where not brought out, we might have included it in our choices since it is the most reliable insurance company here in the Philippines. From what I learned, there are even instances wherein the applicant can avail of the no exam life insurance if he is within a certain age range and haven't been hospitalized for some time.

In times like this, it is wise to think of the investments that you need to get into. So what do you think? Should we still avail of an education plan?