We still lack a lot of baby stuffs. I haven't finished buying the newborn clothes in my checklist and I haven't even started buying other stuff like the beddings and her first aid kits. We haven't gone shopping again. The last time was when SM infants' section was on sale. I wish I have more budget so that I can go shopping one big time and buy all the things that baby Gwenks need. I also wish that I get the services similar to what www.buy.com offers its clients. Fast and efficient delivery. Now I am tempted if I should use my credit card already. I saw from the mall's advertisement that if I consume a certain amount, I can avail of their 0% installment rate. Should I grab it?